Look at what you just wrote! You got your bef FUNDED You paid off a bill! You are doing it girl! There is a reason it’s called baby steps, you didn’t get in debt overnight and you won’t get out overnight (I’m in my fourth year, and that is why it’s starting to look like it’s all coming together fast now—it’s been a long hard road, but soooooo worth it.) It WILL happen, you are getting into the groove of it, there will be speed bumps but you WILL get there, and it will happen sooner than you think.